Your privacy and the security of your personal information are very important to us. This Privacy Policy describes how we collect, store, use and disclose Personally Identifiable Information (defined below) from users of the Site. This Privacy Policy is governed by our Terms of Service located at https://www.ftplectures.com/terms_condition All capitalized terms not defined herein are defined in the Terms of Service.

We may amend this Privacy Policy from time to time. We will post any changes to this Privacy Policy here so that you always know what information we gather, how we might use it, and whether we will disclose that information to anyone. Please refer back to this Privacy Policy on a regular basis. By accessing and using the Site, you acknowledge that you accept the practices and policies outlined in this Privacy Policy and you hereby consent that we will collect, store, use, and disclose your Personal Information in the following ways. If you do not agree with any practices in this Privacy Policy, please do not access or use the Site.

We collect two types of information: personally identifiable information and non-personally identifiable information.

Personally Identifiable Information. Personally identifiable information means any information that identifies you or can be used to identify or contact you ("Personally Identifiable Information"). Such Personally Identifiable Information may include, but is not limited to, your name, address, email address, telephone number, date of birth, and billing and credit/debit card information. We may request Personally Identifiable Information from you when you register for an Account, sign up for a monthly subscription or contact us.

Non-Personally Identifiable Information. When you simply access the Site or become a registered user of the Site, we may collect information that by itself cannot be used to identify or contact you, such as demographic information (such as age, profession or gender) ("Non-Personally Identifiable Information"). Non-Personally Identifiable Information may also include user IP addresses, browser types, operating system a user uses, a time-stamp, and other browser or device information, part of the Site a user accesses, domain names, and other anonymous statistical data involving the use of the Site. Non-Personally Identifiable Information is used to help us understand who uses the Site and to improve the Site.

Your Internet browser has the in-built facility for storing small files - cookies. “Cookies” are tiny text files that identify your mobile device or computer to our server as a unique user when you visit certain pages of the Site and they are stored by your Internet browser on your mobile device’s or computer's hard drive. Cookies can be used to (i) recognize your Internet Protocol (IP) address, and/or (ii) help you save you time (a) while you are accessing/using the Site, or (b) when you want to enter the Site.

Our Site takes advantage of the cookies and other device identifying technologies to enhance your experience. When you browse the Internet using your computer or your mobile device, we may also use such cookies, device identifiers, or similar technologies in order to target or re-target advertisements to you. Your browser can be set to not accept cookies, but if you elect to do so, some parts of the Site may not work properly function on your mobile or desktop device.

In addition to cookies, we may use tracking pixels or web beacons, which are clear graphic images that can be placed in websites or emails to convey information about whether a page has been visited or whether an email has been opened. We may also utilize web beacons and similar technologies as part of Site performance monitoring.

Generally, we collect, store, use and disclose information to enable us to (i) improve your experience when you use the Site, (ii) create your Account, (iii) identify you as a user, (iv) respond to your inquiries and emails, (v) send you administrative and service related communications, and (vi) send you newsletters, surveys, offers, and other promotional materials. Except as set out in this Privacy Policy, your information will not be used for any other purpose without informing you first by updating this Privacy Policy.

Except for the limited disclosures described in this Privacy Policy, we do not sell customer lists and we will endeavor to keep your Personally Identifiable Information private.

Non-Personally Identifiable Information and anonymous aggregate statistics that do not personally identify a user will be kept and used by us for various purposes including analysis and reporting of usage patterns. We reserve the right to use and disclose Non-Personally Identifiable Information and anonymous aggregate statistics for any purpose and to any third party in our sole discretion.

Agent, Business Partners, & Service Providers. We may engage certain trusted third parties (including our agents, business partners, or service providers) to perform functions and provide services to us, including, without limitation, hosting and maintenance, and database storage and management. We may share your Personally Identifiable Information with these third parties, but only to the extent necessary to perform these functions and get such services.

Business Transfers. We may sell, transfer or otherwise share some or all of our assets, including your Personally Identifiable Information, in connection with a merger, acquisition, reorganization or sale of assets or in the event of bankruptcy.

Disclosures for Legal Purposes. We may disclose your Personally Identifiable Information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend our rights or property, (iii) act in urgent circumstances to protect the personal safety of Site users or the public, or (iv) protect us from legal liability.

Uses after Account Closure. Bear in mind that if you close your Account, we may still keep your Personally Identifiable Information in order to (i) remain compliant with applicable laws, (ii) prevent fraud, (iii) resolve disputes, (iv) solve problems, (v) support any investigation, (vi) enforce our agreements and policies, and (vii) take other steps or measures as permitted by law.

The Site may contain links to third-party websites. The fact that our Site may contain links to third-party websites shall not be construed as an endorsement, authorization or representation of our affiliation with those third parties. We do not exercise control over third-party websites either. These other websites may place their own cookies or other files on your computer, collect data or solicit Personally Identifiable Information from you. We encourage you to read the privacy policies or statements of the other websites you visit.

The security of your information is important to us. We use commercially reasonable efforts to store and maintain your information in a secure environment and have implemented commercially reasonable procedures designed to limit unauthorized access, use or disclosure of your information. However, you are also responsible for helping us protect the security of your Personally Identifiable Information. For instance, never give out your password, and remember to log out of your Account when you are finished using the Site. Despite these measures, you should know that we cannot fully eliminate security risks associated with your information.

We do not knowingly collect or solicit personal information from anyone under the age of 18 or knowingly allow such persons to open an Account.

If you are under 18, please do not attempt to open any such Account or send any information about yourself to us, including your name, address, telephone number, or email address.

No one under the age of 18 may provide any personal information to the Company via the Site. In the event that we learn that we have collected personal information from an individual under the age of 18 without any prior parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about an individual under the age of 18, please contact us at our company email.

We and our business partners may send you newsletters, surveys, offers, and other promotional materials. You may opt-out of receiving any such promotional communications at any time by following the unsubscribe instructions provided in the e-mail you receive from us or our partners or by contacting us directly at [email protected]. Despite your indicated e-mail preferences, we may send you service related communication, including notices of any updates to our Terms of Service or Privacy Policy.